America's New Predators Are Now Using CPN's Credit Privacy Numbers To Evade and Skirt Existing Federal and State Laws to Steal Children's SSN.
Just when you thought Identity Theft Criminals could not get any lower than stealing dead people's identities, they have now sunk to a new low in stealing Children Identities . This attack on America's Children is a new form of greed and exploitation by criminals, which targets the very people who cannot defend themselves or stop these parasites from destroying their future financial security. This scheme CPN's - Credit Privacy Numbers could create a major threat to the national credit system which is currently being policed by the three major credit bureaus Experian, TransUnion and Equifax.
Since 2006, there has been no support in Congress to protect our children from this devastating crime. Since the financial meltdown of Wall Street, the housing market collapse Freddie Mac and Fannie Mae in 2008, the hope of getting this law passed has been impossible for the past eighteen months.
We are forwarding this proposal to Senator John Cornyn TX, Senator Kay Bailey Hutchinson TX, Congressman Pete Sessions TX and Congressman Sam Johnson TX for final drafting so it can be voted on and passed during the fall session of Congress in 2010. It is imperative that this legislation is passed immediately to protect America's Children .
We are also sending the contents of this press release directly to the fifty state governor's office's to gain support across America for this federal law.
The following information is an excerpt from the draft of this legislative bill.
Current proof of identity requirements used by the three national credit bureaus for children under fourteen 14 will be used. All credit bureau files on children under eighteen 18 will have a statement, Credit Bureau File Frozen Due to Federal Legislation . Parents, who have children under sixteen 16 can only access the files to change addresses, phone numbers, and other identifying information. Children between sixteen and eighteen years old can only have driver's license information and work history added No Exceptions. Credit bureaus will notify each parent or child three months in advance of their eighteenth birthday to let them know of the pending status change in their credit bureau files. Credit Bureau Freeze will be automatically removed on the anniversary of the child's eighteenth birthday Legal Age of Consent .However, with this latest Children Identity Theft Scam involving CPN's, we must move quickly in order to Protect America's Greatest Assets, Our Children and Grandchildren . Our original language for this federal law will be changed to reflect this latest threat.
When someone uses stolen identities for profit or for work purposes in America, they become Identity Thieves which in turn makes them a Federal Criminal . Make no mistake, Identity Theft Is A Federal Crime, Not A Short-Cut To The American Dream .
If you think by using these CPN's Credit Privacy Numbers is going to keep you out of jail, you need to read the following law.
The Identity Theft and Assumption Deterrence Act of 1998The Identity Theft and Assumption Deterrence Act of 1998 which became effective October 30, 1998, makes identity theft a Federal crime with penalties up to 15 years imprisonment and a maximum fine of $250,000. It establishes that the person whose identity was stolen is a true victim. Previously, only the credit grantors who suffered monetary losses were considered victims. This legislation enables the Secret Service, the Federal Bureau of Investigation, and other law enforcement agencies to combat this crime. It allows for the identity theft victim to seek restitution if there is a conviction. It also establishes the Federal Trade Commission as a central agency to act as a clearinghouse for complaints, against credit reporting agencies and credit grantors referrals, and resources for assistance for victims of identity theft. This statute may serve as a model for your state to enact similar legislation. It should also provide you leverage to influence law enforcement to investigate your case .Here is an explanation of what documents are covered and the penalties under this federal law.
Note that under the Act, a name or SSN is considered a "means of identification. So is a credit card number, cellular telephone electronic serial number, driver's license number, bank account numbers or any other piece of information that may be used alone or in conjunction with other information to identify a specific individual.
In most instances, a conviction for identity theft carries a maximum penalty of 15 years imprisonment, a fine and forfeiture of any personal property used or intended to be used to commit the crime. Schemes to commit ID Theft or fraud also may involve violations of other statutes, such as credit card fraud; computer fraud; mail fraud; wire fraud; financial institution fraud; or Social Security fraud.
So if you think by buying ones of these CPN numbers, you can boost your credit score to 700 or 800 so you can buy a car or house on someone else's identity, you had better think twice.
Federal criminals don't get time off for good behavior; you serve the entire prison sentence.
Illegal immigration and high levels of identity theft go hand-in-hand. States with the most illegal immigration also have high levels of job-related identity theft. In Arizona, 33 percent of all identity theft is job-related as opposed to identity theft motivated simply by profit. In Texas it is 27 percent; in New Mexico, 23 percent; in Colorado, 22 percent; California, 20 percent; and in Nevada, 16 percent. Eight of the 10 states with the highest percentage of illegal aliens in their total population are among the top 10 states in identity theft Arizona, California, Florida, Texas, Nevada, New York, Georgia, and Colorado.
Children are prime targets. In Arizona, it is estimated that over one million children are victims of identity theft. In Utah, 1,626 companies were found to be paying wages to the SSNs of children on public assistance under the age of 13. These individuals suffer very real and very serious consequences in their future lives Source: Center for Immigration Studies, article Illegal, but Not Undocumented: Identity Theft, Document Fraud, and Illegal Employment, By Ronald W. Mortensen, June 2009.
Depending on what we do today, this could very well determine what kind of financial security we leave to our children, to pass on to future generations.